Frequently Asked Questions
FAQs
Applying is simple. Complete our secure online form with your basic personal and financial details. Once submitted, we match you with suitable lenders based on your profile. You can then review available loan offers and choose the one that works best for you.
You can compare personal loans of up to R500 000, consolidation loans, payday loans, and short-term loans. Each loan type serves different needs, so comparing first helps you select the right option for your situation.
Loan amounts depend on the type of loan and your affordability. Personal loans can go up to R500 000, while payday and short-term loans are usually smaller amounts designed for temporary financial needs.
Approval is always subject to income verification and lender criteria.
Approval times vary by lender and loan type. Payday and short-term loans are often processed faster because they involve smaller amounts. Larger personal loans may take longer due to affordability checks and documentation requirements.
No. We do not guarantee approval. All applications are subject to affordability assessments and lender policies. Our role is to help you compare options, the final approval decision rests with the lender.
Lenders may perform credit assessments as part of their approval process. Multiple direct applications across different lenders could impact your credit profile. That’s why comparing through one platform first can be a smarter approach.
Most lenders require:
- A valid South African ID
- Proof of income
- Bank account details
Additional documents may be requested depending on the loan amount and lender requirements.
Some lenders may consider applicants with less-than-perfect credit histories. However, all registered lenders in South Africa must conduct affordability assessments before granting credit.
Borrowing responsibly is always important.
Yes. We use secure systems to protect your personal data. Your information is handled confidentially and processed only for the purpose of matching you with suitable lenders.
Comparing first gives you clarity. Instead of accepting the first offer you find, you can review repayment terms, interest rates, and conditions before making a decision.
Smart comparisons lead to better financial confidence and potentially better savings.