Last Updated: April 2026
IMPORTANT NOTICE:
These Terms and Conditions govern your access to and use of the services provided by BestValueDeals (owned and operated by Virtusell (Pty) Ltd).
Please read them carefully. By accessing, browsing, or using our website, digital platforms, or services, you confirm that you have read, understood,
and agree to be bound by these Terms and Conditions, as well as our Privacy Notice. If you do not agree with any part of these Terms, you must not use our services.
We may update these Terms from time to time. Any changes will be posted on our website, and your continued use of our services after such changes constitutes your acceptance of the updated Terms.
It is your responsibility to review these Terms periodically.
1. INTERPRETATION AND DEFINITIONS
In these Terms, the following words and phrases shall have the meanings assigned below. Related expressions shall bear corresponding meanings:
- Third Party / 3rd Party: Any party other than you or BestValueDeals.
- BVD / we / us / our: Refers to BestValueDeals, a brand owned and operated by Virtusell (Pty) Ltd…
- Content: All information (such as data files, text, software, audio, images, or video)…
- ECT Act: The Electronic Communications and Transactions Act 25 of 2002 (as amended).
- Intellectual Property: All works and materials eligible for copyright…
- Intellectual Property Rights: All registered or unregistered rights relating to Intellectual Property.
- Member / You / Your: A natural person who uses or subscribes to BVD services…
- Party: Either BVD or you (“Parties” collectively).
- Personal Information: As defined in applicable South African legislation…
- Processing: Any operation involving Personal Information…
- Privacy Notice: BVD’s Privacy Notice, forming part of these Terms.
- Service(s): Services provided by BVD, including loan comparisons…
- South African Law: All applicable laws and regulations of the Republic of South Africa.
- Website: www.bestvaluedeals.co.za and all related platforms operated by BVD.
- Using / Visiting: Accessing or interacting with our website or services.
2. ABOUT BVD
BestValueDeals (BVD) is a South African online platform designed to simplify how consumers find and compare loan options.
We are not a bank and do not lend money directly. Instead, we connect you with trusted lending partners…
3. ACCEPTANCE AND ELIGIBILITY
- By using our Services or Website, you confirm that you have read, understood, and agreed to these Terms.
- You must be a South African resident aged 18 years or older.
- Our services are for personal use only and not for commercial purposes.
4. OUR SERVICES
4.1 Debt Solutions
When applying for our services, you may be required to complete an application form…
4.2 Free Access to Credit Reports and Scores
If subscribed to the CredOt value-added service, you grant us permission to obtain your monthly credit reports…
4.3 Introduction to Other Services
If your profile indicates financial distress, we may connect you with relevant support services…
5. PERSONAL INFORMATION (PRIVACY NOTICE)
We are committed to protecting your Personal Information. For full details, please refer to our Privacy Notice…
6. YOUR RESPONSIBILITIES
6.1 Responsible Use
- Engage in illegal or fraudulent activity
- Impersonate others
- Violate third-party rights
- Cause harm to our systems or partners
6.2 Accurate Information
You are responsible for ensuring all information provided is accurate and up to date.
6.3 Online Safety
You are responsible for reviewing third-party terms and safeguarding your login details.
7. OUR RESPONSIBILITIES AND DISCLAIMERS
7.1 General Information Only
We do not provide financial advice. Our services are informational and facilitative only.
7.2 Third-Party Services
We may link to third-party services. These are governed by their own terms and policies…
Contact Us
Email: info@bestvaluedeals.co.za